Philip was born and educated in the United Kingdom. He joined Citibank in London before moving to Athens where he worked as a currency trader for both Citibank and Chase Manhattan. Philip was then posted to Citibank’s Middle East North African Training Centre in Athens/Beirut as the operations manager and a currency trading trainer. After returning to the United Kingdom Philip joined Union Bank of Switzerland as the Head of Learning and Development and introduced trading simulations as a safe way for new traders to trade. He transferred to the United States as Head of Learning and Education for North America. He later left the bank and went into partnership with two colleagues and set up a successful financial training company (New Learning Developments) in New York City. At New Learning Developments he developed relationships with all the major investment banks such as Goldman, Lehman, JP Morgan, and other major financial institutions such as The Federal Reserve Bank, Chase, Citibank, ABN-AMRO and the World Bank. In 2000 he returned to London where he conducted a major TNA for Ministry of Defence. He then worked for National Bank of Greece as a training partner managing a treasury TNA and designing and delivering a graduate course and a treasury product/risk management course. Philip then took advantage of the boom in retail currency trading and developed educational databases for several on-line brokerage houses. He has published 13 books to date, 9 on the financial markets, 1 poetry book, 2 short stories and one children’s short story. He is now combining writing his first novel with teaching at a special needs school in Milton Keynes.